Chapter 7 bankruptcy
If you qualify, your unsecured debts such as medical bills and credit card balances are wiped clean. We work to maximize your discharge and retain as many assets as possible. Most clients who file Chapter 7 are finished in 90-120 days and keep all of their assets.
Chapter 13 bankruptcy
You can stop foreclosure, repossession, wage garnishment and creditor harassment now, then pay down your debts over time without interest or penalty. After your payment plan is over, your eligible debt will be discharged forever.
Stop The Harassment And Get A New Start
- Call us toll free at
800-918-0191 - or fill out our
Online form
We will respond promptly to your message to arrange a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Bankruptcy FAQ
Q: Can I keep my assets if I file bankruptcy?
A: In most cases it’s a resounding YES! North Carolina has bankruptcy exemption laws that will allow you to exempt certain assets from the reach of creditors. That means you can exempt your personal residence, cars, household furnishings, apparel, cash, retirement accounts, AND MORE (up to certain amounts) without worrying about whether those assets will be seized to pay your creditors.
Q: Will I need to keep making my mortgage payment if I file bankruptcy?
A: In most cases it’s a resounding YES! North Carolina has bankruptcy exemption laws that will allow you to exempt certain assets from the reach of creditors. That means you can exempt your personal residence, cars, household furnishings, apparel, cash, retirement accounts, AND MORE (up to certain amounts) without worrying about whether those assets will be seized to pay your creditors.
Q: Can bankruptcy help me save my home from foreclosure and my cars from repossession?
A: In most cases it’s a resounding YES! North Carolina has bankruptcy exemption laws that will allow you to exempt certain assets from the reach of creditors. That means you can exempt your personal residence, cars, household furnishings, apparel, cash, retirement accounts, AND MORE (up to certain amounts) without worrying about whether those assets will be seized to pay your creditors.
Q: My spouse does not need to file bankruptcy. Can I file bankruptcy by myself?
A: In most cases it’s a resounding YES! North Carolina has bankruptcy exemption laws that will allow you to exempt certain assets from the reach of creditors. That means you can exempt your personal residence, cars, household furnishings, apparel, cash, retirement accounts, AND MORE (up to certain amounts) without worrying about whether those assets will be seized to pay your creditors.
Q: If I file bankruptcy, will I ever be able to get credit again?
A: In most cases it’s a resounding YES! North Carolina has bankruptcy exemption laws that will allow you to exempt certain assets from the reach of creditors. That means you can exempt your personal residence, cars, household furnishings, apparel, cash, retirement accounts, AND MORE (up to certain amounts) without worrying about whether those assets will be seized to pay your creditors.
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